203 Money Saving Ways to Put Cash Back in your Pocket By Looking at Household, Money & Budget Tips

Household Budget Tips To Save You Money

Read About the Other 203 Budget Tips Here:

203 Ways to Save Money:  Household, Income, Budgeting (15)

To make your personal budget work for you, you need to increase your monthly cash flow.

Here’s How:

• Method #1: Increase your income
• Method #2: Reduce your expenses

How can I increase my income? – Consider These:

1. Work overtime if you get a chance.
2. Look for and get a second job.
3. Look for ways to start a home-based business.
4. What do you know how to do well – Teach it to somebody else and get paid for that.
5. Learn a new trade or go back to school to expand your skills.
6. Write down your ideas – Maybe one of them is good enough to patent and sell.
7. If you already have a side business – Add services that your customers ask for and you haven’t offered them – Yet! Find out what they need that you aren’t offering and they would pay for or are paying for right now then scoop up that little bit of extra business!
8. Sign up to be a product tester! Look online for ideas – Free stuff and all you have to do is write a review or leave a comment!
9. Look for and Try to find a higher paying job (check out MischelleWatkins.com recommended list of ideas and books).

How can I cut my expenses?

Reducing your expenses is an efficient and immediate way to increase your cash flow, which in turn, adds to your income.
Begin by looking at every item that you have listed as a monthly budget debt.

Ask yourself, “What can we cut from that list?”


1. To reduce your housing costs, consider:

• moving to a smaller house or apartment
• taking in a border or roommate

2. Look at all of your not-essential expenditures, such as cigarettes and alcohol. I hate the smell of smoke so I don’t, but do understand it’s addictive and ‘soothing’ qualities for smokers.  I make a lousy drinker because I LOVE everybody!  By quitting smoking or reducing the amount you drink, you can free up extra monthly cash.

3. To eliminate credit card debt; begin by paying off your highest interest credit card balances first.
4. Buy a coffee maker and a travel mug to make your own coffee – instead of buying coffee.

See these money saving tips. And keep Reading!

Key to your success is to look at every single expense, regardless of how much of a savings it equals, and cut that expense, then go back and cut some more, go back a third time and cut even more.

Once you have done the cutting, it’s time to, “Pay Yourself First”.

Increasing your income and lowering your expenses results in awareness of what you ARE spending and better management of your money. Budgeting is proven to work. The work, is in your hands – You have to do the hard part of cutting.

If your money problems are already overwhelming and budgeting is not a debt management solution for you, then take this important step and ask a professional for help.

201 Saving Money Tips


Read About the Other 203 Budget Tips Here:


Hold yourself accountable to Saving Money by Tracking Your Monthly Progress!

For each thing you do to save money – either from this list or from your own list – jot down one point per category from each tip you used.

Car, Driving, Travel:  lllll,lllll,  10
Food & Household:  lllll,lllll,lllll  15
Heat/Air Conditioning & Lights/Electricity:  llll,lllll,ll  12
Inside & Outside:  ll  2
Money & Work:  lll  3/42 TTL Month 1


• Car, Driving, and Travel
• Food & Household
• Heat/Air Conditioning & Lights/Electricity
• Inside & Outside
• Money & Work

Your Total Score:

10 or less – Pathetic, but, you have to start . . . Somewhere . . . Start with the simpler things you can do quickly and easily – Make those a habit, then make a promise to yourself, ‘to do better!’

11-25 – You have work to do to be considered a true superhero! There’s room for improvement . . .

26-50 – Like the horse race, you are off to a good start with this score! Check into some of the other tips that might not be as ‘easy’ to accomplish and pick out a few of those to try!

51-76 – You are doing Great! Stay motivated and look for other ways to save!

77-95 – Wahoo! You are amazing and wonderful – But you already knew THAT!

96 and up – Reserved for the Superstar in all of you! If you’re not at this score – Yet, Keep trying!

Discipline is the bridge between goals and accomplishment.
~ Jim Rohn

Sometimes saving money requires that you spend something to invest in energy saving devices – water saving devices, appliances, or plumbing fixtures, for example, or a quality purchase instead of a trendy one – meals and clothes, for example. It’s these savvy choices that help you save money, though.

Your reward is not only saving money, but a healthier lifestyle and a sense of accomplishment for doing those things for you and your family that help you get ahead.

Sometimes saving money by doing things for yourself just feels Good!


  1. Hi and Thanks! I still go back through this list myself to save EXTRA $$$!

  2. Your style is so unique compared to other people I have read stuff
    Thanks for posting when you have the opportunity, Guess I
    will just bookmark this page.

  3. Hi Roland – Thanks! I’m glad you found something here you could use! I have found that we can save all the money we want to, but it’s truly our health that we need to take the best care of. For really good tips on how to do exactly THAT – take care of your health and body, I go HERE

  4. This website was… how do I say it? Relevant!! Finally I have
    found something that helped me. Cheers!

  5. Hi Evelyn, Thank you! I know I personally use as many of these as I possibly can and am constzantly looking for more ideas too! Getting ahead is as easy or tough as we make it on ourselves – Thanks again!

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    great information you’ve got here on this post. I will be returning to your website for more soon.

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    but certainly you’re going to a well-known blogger in the
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